Alex Morgan

Alex Morgan

Business and finance writer

Writes about money decisions for ordinary earners and small businesses, with the numbers shown rather than assumed.

MoneyBusinessPersonal Finance

10 articles by Alex Morgan

Money12/10/2026

First Paycheck: Does the 50/30/20 Rule Still Work?

The classic split rarely survives rent, tax and a real grocery bill. What to change on entry-level pay without losing the habit.

Business09/10/2026

From Idea to First Customer in 30 Days

A week of conversations, a week of building, a week of offers, a week of fixing. A practical month-long plan, plus a diagnosis when it stalls.

AI27/09/2026

Your AI Chatbot Knows More About You Than Your Friends Do

I pasted something into a chatbot I should not have. Then I went and found out exactly what gets stored, what gets deleted, and what is genuinely risky. Plus the copy-paste list.

AI27/09/2026

Vibe Coding Is Real. Here Is What It Means for Your Career

You can now build a working app by describing it in plain English. That is genuinely new, and the job market has not caught up. Here is what changed, what did not, and how to get in.

AI25/09/2026

I Let AI Plan My Week. It Was Useful—and Wrong in Hilarious Ways

I gave an AI my deadlines, habits and energy levels. The plan looked brilliant on paper, then met real life.

AI24/09/2026

AI Agents, Explained Without the Hype

AI agents are 2026's biggest buzzword — and the least understood. Here is what they actually do, where they help, and where they cost you.

AI23/09/2026

AI in Education: Help or Hype?

Classrooms are quietly filling up with AI. Does it help students learn, or does it just help them cheat?

AI23/09/2026

How to Write Prompts That Get Better AI Answers

The AI is not 'dumb' — your prompt is vague. A practical guide to prompt engineering for normal people.

AI23/09/2026

5 AI Tools That Save Me Hours Every Week

A practical list of AI tools I actually use for writing, research and web work — with realistic pros and cons.

AI23/09/2026

What Is ChatGPT, Really? AI Explained in Plain English

No jargon, no hype. Here is what large language models actually do, how they 'think', and where they trip up.

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